How to close a Stripe account

1// pre-closure-check.js
2// Check if your Stripe account is ready to be closed
3
4const Stripe = require('stripe');
5const stripe = Stripe(process.env.STRIPE_SECRET_KEY);
6
7async function preClosure() {
8  try {
9    console.log('=== Pre-Closure Checklist ===');
10    console.log('');
11
12    // Check balance
13    const balance = await stripe.balance.retrieve();
14    const totalAvailable = balance.available.reduce((sum, b) => sum + b.amount, 0);
15    const totalPending = balance.pending.reduce((sum, b) => sum + b.amount, 0);
16    console.log(`Available balance: $${(totalAvailable / 100).toFixed(2)}`);
17    console.log(`Pending balance: $${(totalPending / 100).toFixed(2)}`);
18    console.log(totalAvailable === 0 && totalPending === 0 ? '  [OK] Balance is zero' : '  [ACTION] Settle balance before closing');
19    console.log('');
20
21    // Check active subscriptions
22    const subs = await stripe.subscriptions.list({ status: 'active', limit: 1 });
23    console.log(`Active subscriptions: ${subs.data.length > 0 ? 'Yes' : 'None'}`);
24    console.log(subs.data.length === 0 ? '  [OK] No active subscriptions' : '  [ACTION] Cancel subscriptions before closing');
25    console.log('');
26
27    // Check open disputes
28    const disputes = await stripe.disputes.list({ limit: 100 });
29    const openDisputes = disputes.data.filter(d =>
30      ['warning_needs_response', 'needs_response', 'warning_under_review', 'under_review'].includes(d.status)
31    );
32    console.log(`Open disputes: ${openDisputes.length}`);
33    console.log(openDisputes.length === 0 ? '  [OK] No open disputes' : '  [ACTION] Resolve disputes before closing');
34    console.log('');
35
36    const ready = totalAvailable === 0 && totalPending === 0 && subs.data.length === 0 && openDisputes.length === 0;
37    console.log(ready ? 'Account is ready to close.' : 'Resolve the items above before closing.');
38
39    return ready;
40  } catch (err) {
41    console.error('Error:', err.message);
42  }
43}
44
45preClosure();