How to build split payments in Bubble

The short version: In Bubble, you build split payments using Stripe Connect. Bubble’s built‑in Stripe plugin does not support Connect, so you must use the API Connector to create Connected Accounts, generate onboarding links, and use PaymentIntents with transfer\_data or Transfers. Bubble only passes data; Stripe does the splitting.

What “split payments” means in Bubble

You charge a customer once, but Stripe automatically distributes the money:

• You (the platform) take your fee.
• Another user (a seller/service provider) receives the rest via a Connected Account.

How you actually build it in Bubble

Step A — Create Stripe Connected Accounts

• Use API Connector to call Stripe’s /v1/accounts with type=express.
• Store the resulting account ID (e.g. acct\_123) in the Seller’s User record.
• Generate an onboarding link via Stripe’s /v1/account\_links and redirect the user to complete onboarding.

// Create connected account
curl https://api.stripe.com/v1/accounts \
  -u sk_test_xxx: \
  -d type=express

Step B — Create a PaymentIntent that splits money

You charge the buyer normally, but include transfer\_data[destination] so Stripe sends the seller’s portion directly to their Connected Account.

• Amount is always in cents.
• Your fee is controlled with application_fee_amount.

// PaymentIntent that splits payment
curl https://api.stripe.com/v1/payment_intents \
  -u sk_test_xxx: \
  -d amount=10000 \
  -d currency=usd \
  -d application_fee_amount=1500 \
  -d transfer_data[destination]=acct_123

Step C — Confirm the PaymentIntent from Bubble

Client-side confirms the card payment (Stripe.js embedded via Bubble plugin or Stripe Checkout Session with Connect params). After confirmation, Stripe automatically routes funds.

Step D — Use webhooks inside Bubble

Create a Backend Workflow endpoint to receive events like payment\_intent.succeeded. Store the final status in your database so your app knows when to release content or mark the order paid.

• Webhook endpoint: POST /api/1.1/wf/payment\_webhook

Important notes

• Stripe Connect is the only reliable real split‑payments solution for Bubble.
• Bubble’s default Stripe plugin cannot perform split payments.
• Test everything using Stripe Test Mode before going live.