How to verify a connected account in Stripe

1const stripe = require('stripe')(process.env.STRIPE_SECRET_KEY);
2
3async function getRequirements(accountId) {
4  const account = await stripe.accounts.retrieve(accountId);
5
6  console.log('Charges enabled:', account.charges_enabled);
7  console.log('Payouts enabled:', account.payouts_enabled);
8  console.log('\nCurrently due:', account.requirements.currently_due);
9  console.log('Eventually due:', account.requirements.eventually_due);
10  console.log('Past due:', account.requirements.past_due);
11  console.log('Pending verification:', account.requirements.pending_verification);
12
13  if (account.requirements.current_deadline) {
14    const deadline = new Date(account.requirements.current_deadline * 1000);
15    console.log('\nDeadline:', deadline.toISOString());
16  }
17
18  if (account.requirements.errors.length > 0) {
19    console.log('\nErrors:');
20    account.requirements.errors.forEach(e => {
21      console.log(`  ${e.requirement}: ${e.reason} (${e.code})`);
22    });
23  }
24
25  return account.requirements;
26}
27
28getRequirements('acct_connectedId');

1const fs = require('fs');
2
3async function uploadVerificationDocument(accountId, filePath) {
4  // Step 1: Upload the file to Stripe
5  const file = await stripe.files.create({
6    purpose: 'identity_document',
7    file: {
8      data: fs.readFileSync(filePath),
9      name: 'id_document.jpg',
10      type: 'image/jpeg',
11    },
12  });
13  console.log('File uploaded:', file.id);
14
15  // Step 2: Attach to the connected account
16  const account = await stripe.accounts.update(accountId, {
17    individual: {
18      verification: {
19        document: {
20          front: file.id,
21        },
22      },
23    },
24  });
25
26  console.log('Document attached. Pending verification:', 
27    account.requirements.pending_verification);
28  return account;
29}
30
31uploadVerificationDocument('acct_connectedId', './id_front.jpg');

1async function updateAccountInfo(accountId) {
2  const account = await stripe.accounts.update(accountId, {
3    business_profile: {
4      mcc: '5734',
5      url: 'https://sellershop.com',
6      product_description: 'Handmade crafts and artwork',
7    },
8    individual: {
9      address: {
10        line1: '456 Market St',
11        city: 'San Francisco',
12        state: 'CA',
13        postal_code: '94105',
14        country: 'US',
15      },
16      dob: { day: 10, month: 3, year: 1985 },
17      ssn_last_4: '0000', // Test value
18    },
19  });
20
21  console.log('Updated. Remaining requirements:', account.requirements.currently_due);
22  return account;
23}

1const express = require('express');
2const app = express();
3
4app.post('/webhook', express.raw({ type: 'application/json' }), (req, res) => {
5  const sig = req.headers['stripe-signature'];
6  let event;
7  try {
8    event = stripe.webhooks.constructEvent(
9      req.body,
10      sig,
11      process.env.STRIPE_WEBHOOK_SECRET
12    );
13  } catch (err) {
14    return res.status(400).send(`Webhook Error: ${err.message}`);
15  }
16
17  if (event.type === 'account.updated') {
18    const account = event.data.object;
19    const id = account.id;
20
21    // Check for newly failed verifications
22    if (account.requirements.errors.length > 0) {
23      console.log(`[${id}] Verification errors:`);
24      account.requirements.errors.forEach(e => {
25        console.log(`  ${e.requirement}: ${e.reason}`);
26      });
27      // Notify seller to resubmit
28    }
29
30    // Check if fully verified
31    if (account.charges_enabled && account.payouts_enabled &&
32        account.requirements.currently_due.length === 0) {
33      console.log(`[${id}] Fully verified!`);
34    }
35
36    // Check for new deadline
37    if (account.requirements.current_deadline) {
38      const dl = new Date(account.requirements.current_deadline * 1000);
39      console.log(`[${id}] Deadline: ${dl.toISOString()}`);
40    }
41  }
42
43  res.json({ received: true });
44});
45
46app.listen(3000);